Causes of Auto Accidents

Despite the advancement motor vehicle safety procedures and technology, the statistics of auto accidents indicate that the number of deaths is rising. Different studies have indicated that the leading car accidents are caused by distracted drivers. There are different ways in which drivers can be distracted. One of the most serious causes of distraction is the use of mobile phones. Many people use their phones while driving yet this is known to increase the risk of crashing. Different cities in the world have banned the use of mobile phones while driving to reduce this risk. The other causes of distraction is rubbernecking, which involves slowing down the car in order to have a glance at an accident, looking at the scenery, other passengers including children and other activities that will take the driver's attention away from driving.

Driver fatigue is also another common cause of auto accidents. The studies have indicated that this risk of accident tends to be high at the time when people are used to sleeping. To know if one is suffering from fatigue symptoms such as heavy eyelids, misjudged traffic situations, irritation, drifting vehicles and day dreaming. There are some steps set up by car accidents authorities to help in reducing the risk and to help drivers to avoid the issues related with fatigue. Some of them include sleeping enough before traveling, share driving if possible, taking a break from driving, stopping in case one feels drowsy and uncomfortable. It is also important that, if the drivers are taking medicine, they find out if the medication is affecting their driving.

For a long time, drunk driving has been a lead cause of auto accidents. Alcohol is known to affect the behavior of the user and this is seen when they cannot control themselves behind the wheel. It is known to affect not only the motor skills but also the judgment of the driver especially in terms of reaction time and inability to judge distances. These accidents are usually high and common especially when teens are involved. All states have different but stringent laws on drunk driving and those involved will be given strict punishment. If one is convicted of DUI, they might have their license suspended or revoked. The people involved may also seek the services of DUI attorneys to help them out.

The other common causes of auto accidents are speeding and aggressive driving. Speeding reduces the amount of time the driver will need to avoid a crash and at the same time increase the risk of crashing and makes the impact more severe in case a crash takes place. Aggressive driving encompasses quite a number of activities for example, aggressive tailgating and display of rude and offensive gestures. Disregard of traffic signals and preventing other drivers from moving their vehicles is also considered as aggressive driving.

Individuals involved in such accidents as a result of these common causes may suffer different consequences as per the extent of the damage and may require getting a lawyer to help them. The victims of these accidents can also get personal injury lawyers to help them make a claim.

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©2010 Ledger Law Firm | Los Angeles Personal Injury Attorney PC - We have the legal right in many cases to represent personal injury and wrongful death accident victims in other US states as pro hac vice attorney associates, or we can also help you locate a local attorney in some cases, who may be better suited to your particular case.
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~AUTO ACCIDENT INSURANCE CAIM~ Getting Reimbursed For Your "Pain and Suffering"

You’ve had a motor vehicle accident some time ago when a local character by the name of Fred Fuddle smashed into your rear end but now you're in the home stretch with his Adjuster, I. M. Strong, and you’re going to be paid for your loss by Strong’s employer, Rock Solid Insurance. A good portion of it will be for your "Pain and Suffering". That is, in the lingo of insurance claim settlements, your "Compensatory Damages". Let's talk about that:

BODILY INJURY PAIN: How much pain can an individual stand? The answer to that is: Reaction to pain not only differs with each of us, but often within each of us. While pain can usually be scientifically measured, the limits of human endurance cannot. We all have a different "Pain Threshold" - - that is, the point at which we begin to feel physical distress as we enter into, and then deal with, a period of suffering.

A lot depends on what's going on in your life and how you experience it. Temperament and psychological factors are involved. Like, for example, your personal life is in a shambles (for any number of reasons) and that has hindered your ability to recover. Or, perhaps the company you work for is on the brink of bankruptcy!

The mechanism through which you feel an injury is so complicated that there are times when the same pain appears to be more (or less) than that of previous days. For example: one day you have a problem that causes you to complain endlessly. This makes you impossible to live with and your pain seems to be much stronger. Yet, a similar situation on a much better day, doesn’t upset you so profoundly and the pain is not nearly as bad.

YOUR "PAIN AND SUFFERING" (Your “Compensatory Damages“): The type of injury you suffered, as a result of Fred Fuddle crashing into you (plus the nature and length of your treatment) are two of the best indicators for both the adjuster and Rock Solid Insurance to consider regarding the "Pain and Suffering" you experienced. However, there are several other areas you should call to the attention of Adjuster Strong so as to make him aware of what you've been dealing with.

MEDICATION: The fact that you were prescribed either over-the-counter or prescription medication by Ole’ “Doc” Comfort, your family physician, to relieve pain, inflammation (and/or any other injury symptoms), will help to convince I. M. Strong that your injuries were serious and caused you to endure a great deal of "Pain and Suffering". No matter which way you slice that cake, the more powerful the medication, and the longer it’s prescribed for, the greater the value your claim will be. That's a fact of life in the business of insurance claims.

LENGTH OF RECOVERY: The longer your recovery period, the greater your "Pain and Suffering"- - therefore the higher the settlement value of your bodily injury. Make sure “Doc” Comfort clearly indicates this in his Final Medical Report. Tell him he must state in writing (via the weeks and months) how long it will be, before you were able to engage in your routine activities. Make sure he doesn't send that report directly to Adjuster Strong. You get it first and then later on you’ll send it along to Strong. But, before you do, read it. If good Ole’ “Doc” Comfort hasn't clearly stated this, hand it back to him and tell him he must. You have every right to insist that he does. You're paying his bills, it's your report, your insurance claim, and your big bucks he's not being serious about!

As long as you continue to have physical problems you should keep going back to see your doctor, again and again, and again ! Other than the obvious "Pain and Suffering" it will help to convince Rock Solid Insurance you’ve endured, there are two other very good reasons for doing this. They are as follows:

(1) The fact that your records show visit’s to your doctor, four, six, eight (or even more) weeks after the accident, will convince Adjuster Strong and Rock Solid that your injury took a long time to deal and required continual attention. (Plus it clearly indicates each and every day you were unable to work and therefore it proves, beyond the shadow of any doubt, the income you lost). Never forget: Your attending physician’s Medical Report is the only way you can prove you were unable to work and in any court of law that will justify your claim for lost wages.

(2) When you visit “Doc” Comfort be sure to tell him there's been little (if any!) decrease of your pain, discomfort, stiffness or immobility. Make sure, when he does execute that Final Medical Report, this is clearly stated in his written remarks. If it isn't you have every right to go back, hand it to him and insist that it is.

SCARS: In many instances large and obvious scaring increase's the value of your claim (big time!) - - especially if the scarred portion of your body is visible. If you've been sitting at a desk for 25 years, your chin is double, your hair is gone, and you own a bulging stomach, and that’s where the scar is, it’s not going to be worth much. But, if you're a tall, dark and handsome, twenty year old and the scar is on your face, than it's worth a ton. Take colored photographs of every scar and every scrape that causes swelling and/or discoloration to your skin plus every mark on your body! After you’ve handed a copy of those photographs to Adjuster I M. Strong he’ll be sending them to his boss in the Home Office. I’ve been in that seat so I can flat out guarantee you his immediate superior in the home office will stare at those photo’s and gulp. He’ll blanch, take a deep breath and send Strong a one liner that reads something like: “Do whatever it takes to get rid of this one. Se!

ttle it and let‘s move on.”

If the scar is bad enough insist that Dr. Comfort refer you to a Plastic Surgeon for an opinion as to whether your scar can be repaired and/or removed. Once you've been examined ask that Specialist to detail in writing (and insist that he send his report to you) how much it will cost to make it look right again. You may never get it repaired, and/or removed, but include that Plastic Surgeon's report, plus copies of the bills you’ve accumulated because of your visits to him, and hand them to Adjuster Strong. This will absolutely, positively give your claim more value !

QUESTIONS & ANSWERS REGARDING OBTAINING THE SERVICES OF A LAWYER:

QUESTION: “Is it necessary to obtain the services of an attorney who will take a cut of 33 1/3% of the settlement (in some states up to 50%) he recovers from the insurance company of the individual who struck you“? ANSWER: “Yes, there are some situations where it makes sense to do so“. HOWEVER: Especially in a case where the impact is absolutely not your fault in any way, shape, manor or form - - you should be clear with the lawyer you choose that those out-of-pocket expenses you would have been paid (weather they represented you or not) should not be part of his settlement!

Let’s say, for example: You were at a dead stop while waiting for a light to change from red to green, when struck a tremendous blow in the rear by a distracted driver. It’s 100% clear to all concerned that the damages you received will be paid by the insurance company of the individual that struck you.

The property damage to your motor vehicle is $2,800, your lost wages are $450, your final Doctor’s bill (plus all your other Out-Of-Pocket “Medical Expenses”) comes to $750 for a total (Property Damages/Lost Wages/Medical Bills) of $4,000. you live in an area where the lawyers typical “Contingency Fee” is 33 1/3%. QUESTION: “Should that lawyer take 33/13% ($1,333.33) of that $4,000“? ANSWER: “No“! QUESTION: “Why not“? ANSWER: “Because you were going to get that $4,000 weather there was an attorney representing you or not“! In a situation where the liability is clear the attorney should take, as his fee, 33 1/3% of everything he gets above and beyond , that $4,000!

So, let’s say the attorney obtained a settlement of $4,800 for your “Pain and Suffering”. When that figure is added to the $4,000 of Out-Of-Pocket Expenses (as detailed above) the total would come to $8,800. To be fair he should not take 1/3 of $8,800 ($2,933.33 - - thus leaving you with $5,866.66) but 1/3 of the $4,800 ($1,600 - - thus leaving you with $7,200). QUESTION: “What has he done to earn that additional $1,333.34“? ANSWER: “Absolutely nothing”!

DISCLAIMER: The only purpose of this article ~ AUTO ACCIDENT INSURANCE CLAIM ~ Getting Reimbursed For Your “Pain And Suffering” is to help people understand the motor vehicle insurance claim process. Neither Dan Baldyga nor ARTICLE CITY make any kind of guarantee whatsoever; NOR do they purport to engage in rendering any professional or legal service; NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired IT IS THE INDIVIDUALS RESPONSIBILITY to obtain such services.

Dan Baldyga’s third and latest book, AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) can be found on the internet at http://autoaccidentclaims.com or [http://wwwcaraccidentclaims.com]. This book reveals “How To” successfully handle your motor vehicle accident claim, so you won’t be taken advantage of. It also goes into detail regarding the revolutionary BASE (The Baldyga Auto Accident Settlement Evaluation Formula). BASE explains how to determine the value of the ”Pain and Suffering” you endured - - because of your personal injury.

Copyright (c) 2003 by Daniel G. Baldyga All Rights Reserved

Dan Baldyga - Author

19 Winona Drive, West Springfield, MA 01089

Phone: (413) 733-0127 FAX: (413) 731-8358

Mail to: dbpaw@comcast.net

AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM

(How To Evaluate And Settle Your Loss)

Found On Internet At: http://www.autoaccidentclaims.com

Or: http://www.caraccidentclaims.com

About The Author

For 30 years Dan Baldyga was a claims adjuster, supervisor, manger and also a trial assistant. He is now retired and spens his time attempting to assist those involved in motor vheicle accident claims so they will not be taken advantage of.

dbpaw@comcast.net

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Auto Accident Calculator - Getting a Good Hunk of Change Out of Your Car Crash Claim

Are you trying to find an auto accident calculator? In this article we are going to talk more about getting a good hunk of change when it comes to your car crash claim.

There are so many people that are trying to find an auto accident calculator online that is going to give them this magic number. No calculator online will be able to give you the exact number that you should be looking for when you go into court or when you ask for a settlement from your car insurance company. There may be different software or sites on the web that will claim to be able to help you but in reality they will just hurt your chances of getting a settlement that you deserve.

My suggestion to you is instead of looking for an auto accident calculator, is that you take a look at a manual on filing your own claim when it comes to car accidents. If you aren't really a do it yourself person then you should really consider hiring a professional car accident attorney. This way you can get the most out of your accident and you will not have to bother learning about the legalities.

You may be worried that hiring a professional to do the job will be too expensive but thankfully it's not. There are lawyers in this field that will actually take on the case for free. These lawyers are called no win no fee attorneys. Basically if you don't get paid neither do they. This is going to make certain that they are going to put their best into the fight.

Whichever way you go just make sure that you are well informed and that you do not rely on any calculator that you find on the internet or elsewhere.

Ready To Get The Money You Deserve?

An auto accident calculator may help some but click the link: http://www.AutoAccidentSettlement.net/auto-accident-settlement-calculator to get the most cash out of your crash.

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Auto Accidents Are Literally a Pain

People involved in an auto accident are never sure if they actually have a case or not. It is important to know when to accept a settlement, and when to file a lawsuit. It has been long established that automobile accidents occurring in Los Angeles County are many times best served by the filing of a personal injury lawsuit.

Insurance companies will attempt to say that you are getting the most out of your car accident A common tactic used in Los Angeles is to tell you to settle out of court without a lawyer. You must be aware that the job of the adjuster and the insurance company auto claim representative is to settle your claim for the least amount possible. It may seem easier and faster to take the money for a quick settlement, but there are areas of your claim that need professional guidance to get you the maximum car accident settlement in Los Angeles County. Here are some things to consider:

Lost time from work

Car accidents require time. Time to get the car to the adjuster, or meeting the adjuster. Time off for doctors appointments, looking at new cars (if totaled) renting of a replacement car, all are things that take time. Are they offering to cover all of your time off from work?

Were you injured?

If you were injured in the automobile accident you should never settle until you have completed treatment and you have an accurate estimation of how long the auto accident injury will have continuing effect on your life. It is imperative that you have a Los Angeles auto accident attorney that specializes in personal injury claims. A competent personal injury attorney will assist in obtaining all pertinent reports concerning the car accident. A personal injury automobile accident attorney will look at all the reports, including the various doctors and specialists reports to advise and guide you in the settlement process.

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I Had a Car Accident - Do I Need an Attorney?

Every day in California, with its network of Freeways and traffic congestion, there are thousands of car accidents ranging from minor fender benders to catastrophic life altering experiences and/or death. If you are one of the unfortunate people who are in this group you undoubtedly have asked yourself the question "Do I need an Attorney?"

In cases where the injuries are substantial there is no question that a qualified and experienced personal injury litigator should be retained as quickly as possible. There are multiple reasons for this, not the least of which is to protect you from the wrongdoer's insurance company's attempts to distort the facts of the accident and to do everything in their power to minimize your injuries. They do this in a variety of ways, but the most common is their desire to immediately obtain a statement from you before you speak to an attorney and ask questions in ways that yield responses that can and will be used against you later on.

The belief that you are "in good hands" if the Allstate adjuster calls you to find out your version of the accident and the extent of your injuries is naive at best and down right wrong at worst. The adjuster, and the Insurance Company Attorney, will take whatever is said and use it in the worst possible way against you. My favorite example of this is the client, who states that the other car "came out of nowhere!!" I cringe every time a potential client uses that phrase because it implies that the client was not paying attention immediately before the collision occurred. Cars come from somewhere. They never "come out of nowhere". That statement, given to an insurance company, even if you knew exactly where that car came from, will cause damage to your case. That is just one of the many little things that an experienced attorney will make sure is avoided thereby protecting the value and integrity of your case.

It is very typical that the extent of ones injuries are not fully appreciated until a few months after the accident occurred. It is the usual pattern that a person is first diagnosed with "soft tissue injuries" if x-rays do not reveal any broken bones. The custom and practice is for these patients to receive medication and some sort of physical therapy to aid with the healing process, however some of these accident victims do not recover as is predicted. Many develop all different types of symptoms including radiating pain down the limbs known as "radiculapathy". This is a significant finding that requires immediate medical attention and more diagnostic testing including, but not limited to, an MRI of the affected area. In a worst case scenario the MRI will reveal a positive finding that there is some "disc pathology" which might require anything from medication, pain management, and epidural injections to complex spine surgery. Unless you have an Attorney to properly manage your case and navigate the hurdles for you, the wrongdoer's Insurance Company, and their Attorney, will do everything they can to minimize your claim and present what is nothing less than a frivolous defense to your righteous case.

The defense attorney will obtain every single medical record that exists relating to treatment you have received going back as far as they can which often times is decades. They will look for any little notation in any medical chart they can find to try and link your present complaints to some other unrelated event. This is what they do! This is why they get paid very well by Insurance Companies. If you don't have an Attorney who is at least as smart as they are you are at a supreme disadvantage and you will be taken advantage of. This is not my opinion. This is a fact.

Most attorneys who specialize in Personal Injury Law offer a free consultation. There is no excuse not to take an hour of your time to consult with an experienced attorney after being involved in a Car Accident when you consider what the consequences could be if you don't. Drive Safely.

Mr. Waks has specialized in the representation of injured accident victims for more than 26 years. He is a car accident attorney specializing in accidents involving autos, trucks, motorcycles, and bicycles. Mr. Waks has been selected as a 2009 "Southern California Super Lawyer" by Los Angeles Magazine. He has tried cases all over Southern California, and his expertise, knowledge and tenacity are reflected in the results he achieves for his clients.

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Tunnel of Death (Lefortovo Tunnel, Russia)

The 3150 m long Lefortovo Tunnel in Russia is the longest 'in-city' tunnel in all of Europe. There is a river running over it and water leaks at some points. When the temperature reaches minus 38 degrees like it did last winter, the road freezes and the result is the attached video taken during a single day with the tunnel camera. Congratulations to the driver of the dual bus!! PS The music is called Avalon and the artist is Juliet. I actually doubt this footage is from one day, but the above note is word for word the original description I got. PLEASE CHECK OUT MY OTHER VIDEOS!



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